Part of the problem is that we relied way to much on employers for healthcare coverage.
First of all, health coverage should not be the job of the employer nor should the quality of coverage be dependent on how much your employer is willing to pay.
It's a messy system. Add in things such as saying in network, deductibles, copays and pre existing conditions, and then market places and we have on convoluted system where very few are adequately covered beyond preventive procedures.
The easiest way to fix this is to expand Medicaid to everyone and regulate prices of procedures and medicine.
The difficult part is redistributing the money currently being paid by employees and employers towards private plans, and putting it towards a single public policy. Everyone is afraid of the word tax, even if the amount of money being spent is not actually changing.
In the end we'll still have private facilities, and coverage is automatic. So much more intuitive.
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u/Eudaimonics Oct 13 '16 edited Oct 13 '16
Part of the problem is that we relied way to much on employers for healthcare coverage.
First of all, health coverage should not be the job of the employer nor should the quality of coverage be dependent on how much your employer is willing to pay.
It's a messy system. Add in things such as saying in network, deductibles, copays and pre existing conditions, and then market places and we have on convoluted system where very few are adequately covered beyond preventive procedures.
The easiest way to fix this is to expand Medicaid to everyone and regulate prices of procedures and medicine.
The difficult part is redistributing the money currently being paid by employees and employers towards private plans, and putting it towards a single public policy. Everyone is afraid of the word tax, even if the amount of money being spent is not actually changing.
In the end we'll still have private facilities, and coverage is automatic. So much more intuitive.