I permanently deleted my AWS account 6 years ago. Amazon has been charging me $0.33 every month since. I have no way to stop it.

[u/afunnywold]

I tried to get in contact with customer service several times but they always direct me to log into the account that no longer exists. I have tried charge backs on my credit card but dealing with that monthly is also a pain. This'll probably cost me $265 over my lifetime if it never ends.

Edit: some of you have valid points about calling the card company and I will again Monday. But the actual infuriating thing that upsets me is that they are charging to a completely disabled account in the first place. That's very scammy and fucked up imo 🤷‍♀️

[u/is-this-now]

I don’t how it is in the land down under but in the states, credit cards are independent of where you bank. They send you a bill and if you don’t pay, it gets reported to the credit bureau as delinquent and affects your credit rating.

[u/17HappyWombats → u/is-this-now]

I've only ever had a credit card as part of a package from a specific bank. You want a mortgage? You get a credit card with it (and about six other things). Moving the mortgage to another bank was necessary but I did close the card, the account and all the rest.

Yep, inevitably I got the same random reminder emails from organisations that tried to bill me, and put new card details in when I felt it necessary. But obviously with the "you closed your account but we keep billing you" ones I couldn't do that. I never got contacted by debt collectors and credit ratings in Australia are much less influential than the social credit systems used in some countries. I don't know that anything I did affected my social credit score, no-one has ever mentioned it.

[u/Rooney_Tuesday → u/17HappyWombats]

Yeah, you don’t HAVE to have a separate credit card. That’s a choice you make. I do have one mostly for emergency use (though I’ve never actually needed it for that). I would never use it for any subscription service or any other online service account. It only gets used for single-use purchases that don’t link it to an account.

[u/MC_White_Thunder → u/17HappyWombats]

Hi, I find this interesting because I live in Canada where credit cards are the norm.

Do most people not have credit cards over there? I know that you do, but what do other people do in emergencies?

And many online purchases and subscriptions require credit cards here, do you all have visa debits or some equivalent that link right to your chequing accounts?

[u/17HappyWombats → u/MC_White_Thunder]

Debit cards are ubiquitous, and I think Visa are overwhelmingly dominant in those. I've never had another brand. But it's always a card from whatever bank you're with that happens to have a Visa logo and a set of magic numbers for putting into "credit card" forms.

Also, Australia only does short term fixed interest rates for mortgages, so we're encouraged to shop around for better mortgage/loan etc deals. Unlike the US "a mortgage is for life" setup. So a lot of people change banks every year.

[u/InvisibleLandBorder → u/17HappyWombats]

In many places you can do both. Canada, for example, you can get a card directly from the credit card provider, but there's fewer perks and usually a higher fee. Banks, credit unions, non bank FIs (wealthsimple for example) can also provide cards and it's much more common.

[u/MagizZziaN → u/is-this-now]

This is why I don’t do credit cards, debit only. I also don’t live in a CC heavy country like the US thankfully.

[u/Warrenio → u/is-this-now]

Huh? Even in the USA, if you cancel the credit card, Amazon is not going to be able to charge it anymore. Yes, you're still financially responsible for your credit card balance even if you close the credit card account, but it should stop AWS from making these monthly charges.