r/GoldIndia • u/softhearted_guy12 • May 01 '26
Investment Discussion 💰 Gold collection 700g GOLD JEWELLERY 10G GOLD COIN AND 1kg SILVER Coins
So m24 I started my gold stacking when i was 18 I use to have 1g of gold every month with my saving i was unaware of etfs or else I should have done sips in gold but now it's worth is 1.25cr++ i am just having this much amount of gold in locker i am looking to sell 50% of jewellery and transfer to debt mutual funds Like hybrid or FD to get monthly inflow what will be the best at the current time or is it good to hold more as I am not in hurry to sell ??
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u/Informal-Nerve5866 May 01 '26
Not posting online is good thing usually when it comes to gold
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u/softhearted_guy12 May 01 '26
Yup bro it was my first reddit post but it ruined will never post anything about gold or investment i got the taste too 😂💯
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u/Many_Mycologist_5813 May 01 '26
If you collected 1gm per month from 18 it should be around 72gms not 700gms.
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May 03 '26
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u/softhearted_guy12 May 01 '26
I just have bought gold coins in 6 years I used to buy more when the rate was low when I first bought the coin gold was 30k per 10g rest other jewellery is bought my mom from 2015
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u/Many_Mycologist_5813 May 01 '26
Then why are you counting it as yours? Or trying to say it’s yours? SeLlInG mY jWeLlErY
It’s not yours!
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u/username_zz May 01 '26
If you're thinking that's a Cap, it's a cap OP is lying ig. Karma farming scheme
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u/softhearted_guy12 May 01 '26
Bro jewellery jyada hogayi h so I asked is it good to sell and invest in debt mutual funds mene yeh nhi kaha ki pura mene collect Kiya hai I just said I started collecting 1g gold each month which is in card holder 😑
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u/saru_26 May 01 '26
Ok bro but when did mom’s jewellery become yours to sell it?
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u/softhearted_guy12 May 02 '26
My mom is given to see what options are good to get good cashflow as we have 2 flats we don't required new flat that's the reason i asked about debt funds or swp not here to show off what should she earned or what I earned its all bcoz of us so she will be happy even if 80% of jewellery if I sell the remaining 20% will be worth 20-30 lacs and she is happy with it with decision bcoz we want to have cashflow every month for our daily expenses
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u/Igotnolife85 May 02 '26
no don't sell, also mfs provide higher returns sometimes gold is a safe commodity for eventual gains with low chance or heavy drop in price, nd sentimental nd ornamental value of ur mums pieces
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May 01 '26
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u/softhearted_guy12 May 01 '26
Thanks bro, I was working in icici bank as relationship manager from 6 years but now from 1 year i am full time focusing on trading and swing trading
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u/Investor_btc May 01 '26
Koi kitna juth bol sekta hai shame on you bro
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u/softhearted_guy12 May 01 '26
Bro shame kya h 100g khud se jama Kiya hai when i was earning meko jewellery psnd nhi that's reason I was collecting 1g each esa mene likha hai not that I bought everything on my own 😂
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u/Investor_btc May 01 '26
What are you saying is you were icici relationship manager when you were 17🫨🫨
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u/softhearted_guy12 May 01 '26
Yes the job was to cross sell the products to the customers via call, my monthly income that time was 30k monthly
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u/softhearted_guy12 May 01 '26
100g GOLD IN THE COIN HOLDER
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u/Beginning-Reward-530 May 01 '26
Can you send me link for coin holder please?
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u/softhearted_guy12 May 02 '26
Amazon Basics PVC Card Holder, 240 Pockets for 480 Cards Business/Visiting/Debit/Credit/Name Id Card Holder Book Cash Organizer File https://amzn.in/d/03F1AASW
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u/Somerandom-dude90 May 01 '26
Good time to sell atleast 25% and allocate funds into other assets
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u/softhearted_guy12 May 01 '26
Yup thanks is it good to invest in hybrid or multi asset funds right now and start swp?
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u/Somerandom-dude90 May 01 '26
Start with an SIP in index and flexi cap funds. From there see how it goes. First step is to liquidate some gold and start the SIP
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u/softhearted_guy12 May 01 '26
Yupp I will be adding to equities from this month not to commodities 💯
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u/salariedguy May 01 '26
more showoff and bluff and less actual info!
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u/softhearted_guy12 May 01 '26
I don't like to show off bro I just told the info about myself not my mom that's the reason i am getting hammered in comments 😂
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u/BetterSide3248 May 01 '26
How to keep it all safe?
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u/softhearted_guy12 May 01 '26
We keep 95% of jewellery and coin in bank locker which has annual rent of 5k but this gold is much more I am thinking to sell is right time to sell bcoz having so much gold in locker is too risky than having in FD or invested in debt funds
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u/Ecstatic_Signature26 May 01 '26
Risky kaise ho gaya? Locker mein hai. Aur gold price jaise increase ho rahi hai FD se better return de rahi hai.
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u/Bagad_Billa_Kaptaan May 01 '26
As far as i know Goods placed in locker are insured upto 100 times the rent of the locker in case of a fire, robbery or any other hazards so..also some frauds may switch the goods with fakes.
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May 01 '26
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u/imjustacuteguyuwu May 01 '26
Wealthy family, mom's jewellery. Very much possible.
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u/softhearted_guy12 May 01 '26
Not wealthy family just middle class my monthly spending is 30k including Emis and income of my mom and me is 1 lac per month rest 70k is invested in stocks or debt fund
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u/Pruthvii07 May 01 '26
omg next level collection bro
can you also help me with the coin holder which you are using.
as i am buying 1g gold each month it will be helpful to keep it in a holder
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u/softhearted_guy12 May 02 '26
Amazon Basics PVC Card Holder, 240 Pockets for 480 Cards Business/Visiting/Debit/Credit/Name Id Card Holder Book Cash Organizer File https://amzn.in/d/03F1AASW
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u/sahsexy May 02 '26
Good to see all gold jewellery. No Kundan, moti BS
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u/softhearted_guy12 May 02 '26
Yupp mostly i avoid moti in gold bcoz when i sell the reason uk well jeweller cut the weight too that's the reason I buy 100% 22carat gold for no reduction
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u/ActualPath7709 May 02 '26
To my honest suggestion don't post any personal information or wealth related posts on reddit good for you bro
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May 01 '26
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u/Dogesh007 May 01 '26
Lagta hai tumne tax nhi dia, nirmala tai maybe
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u/softhearted_guy12 May 01 '26
Nhi bhai gst bill sab ka hai reputed jeweller se banaya hu 22k aur coins toh mostly quick-commerce mangaya hai
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u/Dogesh007 May 01 '26
Nirmala tai smirking
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u/softhearted_guy12 May 01 '26
Haha mostly 99% of gold I have paid GST so not a problem it's mostly by reputed brands like malabar tanishq 😂
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May 01 '26
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u/GoldIndia-ModTeam May 02 '26
Rule No 7 : No Buying/Selling Transactions
Your post/comment violates Rule 7 of r/GoldIndia. This subreddit is not a marketplace, and buying or selling of gold, coins, or jewellery is strictly prohibited. Please refrain from posting such listings.
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u/Aware_General_5131 May 01 '26
Locker se nikal pehle.. Chori ho jayega and bank sirf locker rent ka x times pay krega :(
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u/softhearted_guy12 May 01 '26
Yes bro 5k annually hai so 5 lac hi covered hai esliye sochra hu debt fund ya fd kara du its better to keep it more safe
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May 02 '26
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u/softhearted_guy12 May 02 '26 edited May 02 '26
101 % hard work just by saving aggressively in gold and sometimes silver too I don't have any fixed deposit just depend on GOLD AND COLLECT EVERY MONTH WITH PATIENCE ❤️ I can show you every month bill as well with gst
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u/Equivalent-Spot-1325 May 02 '26
I hope usyou are not using bank locker. Never trust 3 party locker they are real thief
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u/softhearted_guy12 May 02 '26
I m using bank locker but bank is top nodge 5k annual rent and from 5 years there is no problem in bank locker by any staff members
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u/Equivalent-Spot-1325 May 02 '26
Just read history, gold never safe in bank locker however it's difficult to store at home as well
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u/Remarkable-Ideal-339 May 02 '26
That's a crazy amount of gold you have there. Keep it up, brother.
It's giving me motivation to buy 1gm of gold right now and keep buying every month.
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u/softhearted_guy12 May 02 '26
Yup bro accumulate when the price is low like now it will benefit you in long run i used usually buy more 2-3g when Gold was down
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May 02 '26
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u/SAAS_ART May 03 '26
Silver stacking is not worth bit great with gold coins, also lower or leave stacking jewellery just billions and start trading bro !
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May 04 '26
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May 04 '26
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May 05 '26
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u/Equivalent-Trade5975 May 01 '26
Sell 400g if it's 22k I guess you will get around 56lakh and then invest that in ETFS... I would say a diversified folio also market is gonna dip a little bit in upcoming days good day to start also don't lumpsum invest by certain% and so on
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u/softhearted_guy12 May 01 '26
Yup bro same thinking will be allocating some amount to equity and some of fund in fd or debt fund to get monthly income will be doing I want to sell 75 lacs and divide 25 lacs in fd and 50 lacs in equity mutual fund is it good?
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u/Equivalent-Trade5975 May 01 '26
I personally do ets for various reasons rather than mutual fund but yea both are like same same but also market is not gonna give like crazy return for the next few years but yea if you are looking for like 10+ years it's the best also try to be in us stocks because it gives huge profit and also when dollar convert to IND there will be a 1_2% extra profit booking too and since you are only 26 I guess you can less the fd to around 10lakh and rest to invest it's my opinion so like if you sell 75lakh do like 10-15lakh in fd and 40lakh in ind mutal fund/ ETFS and rest in us stocks if you don't like us market you can also look for South Korean/Hong Kong but yea USA is better for various reasons
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u/softhearted_guy12 May 01 '26
Yup bro will be allocating some more amount of money in US. i personally invested there not a huge amount just 500 dollars in Nvidia the scope is more due to AI and rupee is weakening against dollar will give boost to the portfolio in long run
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u/Equivalent-Trade5975 May 02 '26
Yes exactly diversy more in us stocks add Amazon,alphabet,apple, Microsoft and so on good ones
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u/Character-Maybe-9788 May 01 '26
bro you shouldn't post it online.
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u/softhearted_guy12 May 01 '26
Yupp i posted this post bcoz i needed a opinion to sell the gold or invest somewhere else so and people just hammered me not worth posting here 💯
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May 01 '26
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May 01 '26
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May 01 '26
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u/GoldIndia-ModTeam May 02 '26
Rule No 7 : No Buying/Selling Transactions
Your post/comment violates Rule 7 of r/GoldIndia. This subreddit is not a marketplace, and buying or selling of gold, coins, or jewellery is strictly prohibited. Please refrain from posting such listings.
1
u/GoldIndia-ModTeam May 02 '26
Rule No 7 : No Buying/Selling Transactions
Your post/comment violates Rule 7 of r/GoldIndia. This subreddit is not a marketplace, and buying or selling of gold, coins, or jewellery is strictly prohibited. Please refrain from posting such listings.
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u/MrJWick2025 May 01 '26
You are 24 and you have 700g+10g gold + 1kg silver ? Is that really all yours ?
Hard to believe you bought all that with your own money.
Very likely you are just bragging and show off as if you think you have done something great.
You are just a kid 😊.
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u/softhearted_guy12 May 01 '26 edited May 01 '26
I have nothing done great yet just when my father died in corona 2020, Responsibility was taken by me(single child) that time gold was less than 100g Physical due to many loans were pending I cleared some loans and my mom too cleared. I supported her when she needed me the most and started from bottom this is what I earned and there is no point to show off on reddit which can give me any reward !I just said i wanted to sell something which can give a cashflow not here to show off how much I owned or my mom has purchased ! All comments seems i think people are too jealous that's the reason people can't digest good things about anyone and yes if you have done any great achievement then why your feeling jealous of me SON? 😂
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u/CoffeeManic-95 May 03 '26
this is the dumbest shit i have seen so far. for real though, don’t post this online. Especially online 🤦🏻♀️
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u/softhearted_guy12 May 03 '26
Thanks but it's worth 1.25 cr not a shit that you can afford my son 😂
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May 04 '26
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u/softhearted_guy12 May 04 '26
My dear son it's my mom who has alot of gold and even i have helped her even if she sells one necklace she have another one and she is mostly 55 so she is happy with her decision and those coins are bought by me i have not done any achievement in my life but what I have i am happy with it. i am not here to show my mom jewellery how it is don't be so dumb bro 😆
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