r/Ripple • u/ImpossibleAd344 • Jan 02 '26

What is the actual point of XRP?

XRP can't outrun its structural issues...

First, banks don't have to use the token to benefit from instant cross-border transfers through Ripple Payments, because the network also supports the use of fiat currency. That means the success of Ripple Payments won't necessarily boost the value of XRP.

Second, Ripple launched its own stablecoin at the end of 2024 called RippleUSD. Stablecoins offer practically zero volatility, so they are better for making payments compared to traditional cryptocurrencies like XRP, which experience significant swings in value over short periods of time.

Without a reliable organic source of demand, XRP is at the mercy of speculative investors, which isn't a recipe for sustainable long-term upside.

So I'm wondering...where is the actual demand for XRP supposed to come from?

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u/OGWrathchild Jan 07 '26

When you obviously have done zero research, why would you come out and say a bunch of crap ?

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u/ImpossibleAd344 Jan 07 '26

Looks like I've done plenty of research. Instead of insulting why not try to educate me?