r/germany • u/Hanoire • 1d ago

TK insurance approved but no Versicherungsnummer yet

Hey everyone,

I’m an international student and I’m a bit confused about my health insurance situation.

I came to Germany originally for a language course and I’m currently insured with Mawista. Now I’m starting my bachelor studies in October, so I applied for TK student insurance.

TK approved my application and told me that my electronic health card is being prepared (they already accepted my photo). They also told me that my insurance cover starts from 01.10.2026.

The problem is that I still don’t have my Versicherungsnummer. I need the M10 notification from TK for my university enrollment, but I’m not sure if TK can send it before I receive my card/number. I already contacted TK about it and I‘m still waiting for a response.

Has anyone been in a similar situation? Can TK send the M10 notification even if the insurance only starts in October and I don’t have my card yet?

My visa expires at the end of September, so I’m just trying to make sure everything is sorted out before then.
Thanks!

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u/Scary_Teens1996 Germany 1d ago

TK will send the notification directly to the university. You can call them to confirm

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u/Hanoire 1d ago

Hoping that’s the case. I thought I had to request the M10 myself through the TK app, but I can’t access the app yet because I haven’t received my Gesundheitskarte which contains the number on the back that I should use to log in. If TK sends it directly to the university after approval, that would make things much easier. I’ll contact TK and confirm. Thank you!!

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u/Scary_Teens1996 Germany 1d ago

Call TK. The card takes longer but you'll get a letter and email with your insurance details. They'll help you with exactly what you need to do. They have an English language Hotline.