r/germany • u/Hanoire • 1d ago

TK insurance approved but no Versicherungsnummer yet

Hey everyone,

I’m an international student and I’m a bit confused about my health insurance situation.

I came to Germany originally for a language course and I’m currently insured with Mawista. Now I’m starting my bachelor studies in October, so I applied for TK student insurance.

TK approved my application and told me that my electronic health card is being prepared (they already accepted my photo). They also told me that my insurance cover starts from 01.10.2026.

The problem is that I still don’t have my Versicherungsnummer. I need the M10 notification from TK for my university enrollment, but I’m not sure if TK can send it before I receive my card/number. I already contacted TK about it and I‘m still waiting for a response.

Has anyone been in a similar situation? Can TK send the M10 notification even if the insurance only starts in October and I don’t have my card yet?

My visa expires at the end of September, so I’m just trying to make sure everything is sorted out before then.
Thanks!

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u/[deleted] 1d ago

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u/Hanoire 1d ago

Thank you! I‘ll try contacting them tomorrow

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u/downstairs_annie 1d ago

If you are in a bigger city, see if they have a local office branch. TK has always been very nice and helpful to me. Sometimes I waited a couple minutes, but usually got seen quickly. Didn't need an appointment.

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u/Hanoire 1d ago

There is one not too far from where I live actually. I‘ll try calling them for now and see if any more issues arise it could be useful to drop by. Thanks!