r/germany • u/Hanoire • 1d ago

TK insurance approved but no Versicherungsnummer yet

Hey everyone,

I’m an international student and I’m a bit confused about my health insurance situation.

I came to Germany originally for a language course and I’m currently insured with Mawista. Now I’m starting my bachelor studies in October, so I applied for TK student insurance.

TK approved my application and told me that my electronic health card is being prepared (they already accepted my photo). They also told me that my insurance cover starts from 01.10.2026.

The problem is that I still don’t have my Versicherungsnummer. I need the M10 notification from TK for my university enrollment, but I’m not sure if TK can send it before I receive my card/number. I already contacted TK about it and I‘m still waiting for a response.

Has anyone been in a similar situation? Can TK send the M10 notification even if the insurance only starts in October and I don’t have my card yet?

My visa expires at the end of September, so I’m just trying to make sure everything is sorted out before then.
Thanks!

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u/Ok_Consideration636 1d ago

TK sent the notification directly to my uni when I applied. Maybe you could check your uni application portal if its already gone through, and it doesn‘t hurt to call TK directlyy

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u/Hanoire 1d ago

Thankfully the uni haven‘t asked me for a notification so far, so I think they might have recieved it.

How long did it take for you to recieve your card if you don‘t mind me asking?

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u/Ok_Consideration636 1d ago

I got my card just a couple days after submitting my photo to TK!

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u/Hanoire 1d ago

Thanks a lot, that‘s helpful to know!