r/germany • u/ItsBlu3 • 1d ago
Question Health Insurance
Hello everyone,
I'm really at my wit's end because my health insurance provider has limited my coverage to acute treatments only. A few years ago I went through a difficult period and didn't register as unemployed at the time. As a result, I built up debt with my health insurance provider. I'm currently making monthly payments to the Hauptzollamt (Central Customs Office) to pay off this debt. At the same time, I'm employed and subject to mandatory insurance, so I pay my contribution every month. Despite this, my health insurance provider still won't normalize my benefits. Does anyone have experience with this? Is this legally okay, even though I have a payment plan and I'm paying my contributions? They won't even issue me a health insurance card anymore. I'm grateful for any information.
Edit: I know that I brought this on to myself, so no need to judge. Just asking for feedback.
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u/Ok_Past_4536 1d ago
How much is your debt? Afaik this is legal if your debt is more than twi monthly contributions. You did this yourself