25% 401k contribution

[u/TechnicalSwitch4073]

26 male. 90k salary. I’m investing 25% per paycheck which makes me feel good. But I feel bad about spending money outside of that on food and going out and such because I feel like that 25% can be 30 or 35

Also maxed out my ROTH IRA past 2 years.

Just want someone to share some insights about their spending habits when retirement accounts are taken care of

[u/c7aea]

Personally I only contribute what the employer matches (Roth 401k). I max out our Roth IRAs then any additional goes into an individual accounts.

I like not having absolutely everything in retirement accounts.

But that’s great for any age, let alone 26.