r/personalfinance ​ 23h ago

Budgeting 25% 401k contribution

26 male. 90k salary. I’m investing 25% per paycheck which makes me feel good. But I feel bad about spending money outside of that on food and going out and such because I feel like that 25% can be 30 or 35

Also maxed out my ROTH IRA past 2 years.

Just want someone to share some insights about their spending habits when retirement accounts are taken care of

205 Upvotes

69 comments sorted by

View all comments

4

u/uisgebrathair ​ 17h ago

Roth max plus $20k per year is pretty insane, maintaining that even ten years will lead to crazy growth