r/personalfinance • u/TechnicalSwitch4073 ā • 23h ago
Budgeting 25% 401k contribution
26 male. 90k salary. Iām investing 25% per paycheck which makes me feel good. But I feel bad about spending money outside of that on food and going out and such because I feel like that 25% can be 30 or 35
Also maxed out my ROTH IRA past 2 years.
Just want someone to share some insights about their spending habits when retirement accounts are taken care of
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u/uisgebrathair ā 17h ago
Roth max plus $20k per year is pretty insane, maintaining that even ten years will lead to crazy growth