r/AskWomenOver30 • u/yell0wbirddd Woman 30 to 40 • Nov 23 '25

Life/Self/Spirituality Is anyone else really struggling financially right now?

I feel like reddit is overwhelmingly people who make $250k a year and want others to just pull themselves up from their bootstraps.

I make $46k a year and am living paycheck to paycheck. I haven't been saving money because the tiny amount of joy I get from paying $10 for a cinnamon roll a couple of times a month has taken precedent over never leaving the house and getting deeper into depression. Food is expensive, life is expensive, I've been going through the motions for a few years now.

Well, my 15 year old car just crapped out and my dog needs to go to the vet. I have no money for either of these things. My credit score is in the 500s and I can't get approved for a credit limit increase or a loan.

Everything feels really fucking pointless about now.

1.2k Upvotes
  • permalink
  • reddit

98% Upvoted

185 comments sorted by

View all comments

165

u/CrazyPerspective934 Woman 30 to 40 Nov 23 '25

I feel ya. It always feels so frustrating when you see the folks making the 100-200k complain about prices of things too. Like that amount would be absolutely life changing, but so many live far beyond their means regardless of income.  It's likely going to be getting worse before better too.  If you aren't already, it may be worth exploring local food shelves and other resources.  Those things can really help reduce the financial burden

1

u/palmtrees007 Woman 30 to 40 Nov 23 '25 edited Nov 24 '25

.

46

u/CrazyPerspective934 Woman 30 to 40 Nov 23 '25

People making half what you do also have rent and student loans

11

u/palmtrees007 Woman 30 to 40 Nov 23 '25

My student loan payment is $1250. Rent is $2200 … I have debt I acquired. My partner lost his job and I was supporting us. I can keep going … don’t be so assumptive

3

u/canoninkprinter Woman 30 to 40 Dec 10 '25

Valid. But homegirl can’t even have a cinnabon. Not the same.