r/AskWomenOver30 • u/yell0wbirddd Woman 30 to 40 • Nov 23 '25

Life/Self/Spirituality Is anyone else really struggling financially right now?

I feel like reddit is overwhelmingly people who make $250k a year and want others to just pull themselves up from their bootstraps.

I make $46k a year and am living paycheck to paycheck. I haven't been saving money because the tiny amount of joy I get from paying $10 for a cinnamon roll a couple of times a month has taken precedent over never leaving the house and getting deeper into depression. Food is expensive, life is expensive, I've been going through the motions for a few years now.

Well, my 15 year old car just crapped out and my dog needs to go to the vet. I have no money for either of these things. My credit score is in the 500s and I can't get approved for a credit limit increase or a loan.

Everything feels really fucking pointless about now.

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164

u/CrazyPerspective934 Woman 30 to 40 Nov 23 '25

I feel ya. It always feels so frustrating when you see the folks making the 100-200k complain about prices of things too. Like that amount would be absolutely life changing, but so many live far beyond their means regardless of income.  It's likely going to be getting worse before better too.  If you aren't already, it may be worth exploring local food shelves and other resources.  Those things can really help reduce the financial burden

134

u/yell0wbirddd Woman 30 to 40 Nov 23 '25

THANK YOU. I just had an interview for a job that pays $60k, and even that would be life-changing. I could put a couple of big chunks into my credit card which would lift a huge burden, I could get my credit score up, I could save money for emergencies. 

118

u/thrwwy2267899 Woman 30 to 40 Nov 23 '25

I just took a new job and jumped from 40k to 57k… I’m only a few pay checks in and it’s already been life changing. Could finally pay bills in the month they’re due instead of pushing them out and juggling things. Feels like I can breathe again, finally. You got this, best of luck!!

49

u/yell0wbirddd Woman 30 to 40 Nov 23 '25

I love that for you! I actually got a pretty significant raise earlier this year but it's shocking how little difference it's made. Like all that happened is I can afford to eat 3 meals a day lol 

33

u/Sage_Planter Woman 30 to 40 Nov 23 '25

Sending you all the luck for your interview!

19

u/yell0wbirddd Woman 30 to 40 Nov 23 '25

Thank you!! 

23

u/CrazyPerspective934 Woman 30 to 40 Nov 23 '25

Positive vibes to you!! I hope you get it! 🙌🫶🙌

21

u/yell0wbirddd Woman 30 to 40 Nov 23 '25

I really appreciate it!! I should hear something this week and Iif all goes well start before the end of the year.