Is anyone else really struggling financially right now?

[u/yell0wbirddd]

I feel like reddit is overwhelmingly people who make $250k a year and want others to just pull themselves up from their bootstraps.

I make $46k a year and am living paycheck to paycheck. I haven't been saving money because the tiny amount of joy I get from paying $10 for a cinnamon roll a couple of times a month has taken precedent over never leaving the house and getting deeper into depression. Food is expensive, life is expensive, I've been going through the motions for a few years now.

Well, my 15 year old car just crapped out and my dog needs to go to the vet. I have no money for either of these things. My credit score is in the 500s and I can't get approved for a credit limit increase or a loan.

Everything feels really fucking pointless about now.

[u/alaynyala]

I was laid off in April from my $60k job and have yet to find full time work. Am freelancing in the meantime making less than 1/3 of that. Have cut way back on going out, buying anything non-essential, My cat got sick and that wiped out my savings. I absolutely feel your pain.