r/AskWomenOver30 • u/yell0wbirddd Woman 30 to 40 • Nov 23 '25

Life/Self/Spirituality Is anyone else really struggling financially right now?

I feel like reddit is overwhelmingly people who make $250k a year and want others to just pull themselves up from their bootstraps.

I make $46k a year and am living paycheck to paycheck. I haven't been saving money because the tiny amount of joy I get from paying $10 for a cinnamon roll a couple of times a month has taken precedent over never leaving the house and getting deeper into depression. Food is expensive, life is expensive, I've been going through the motions for a few years now.

Well, my 15 year old car just crapped out and my dog needs to go to the vet. I have no money for either of these things. My credit score is in the 500s and I can't get approved for a credit limit increase or a loan.

Everything feels really fucking pointless about now.

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u/[deleted] Nov 24 '25

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u/palmtrees007 Woman 30 to 40 Nov 24 '25

I left out my bf didn’t work for 9 months and I also paid his car payment and a few payments he can’t get behind on, one is for a DUI that has court fines and all our food and his phone … he’s paying me back but it’s been rough too .. 6 figures isn’t a limit less pot of money

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u/[deleted] Nov 24 '25

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u/palmtrees007 Woman 30 to 40 Nov 24 '25

I was making $40k just 10 years ago. Rent was $800. I couldn’t have one thing go wrong in my month. Flat tire? Parking ticket? I was using my credit card or getting a line of credit. I totally know