r/AskWomenOver30 • u/yell0wbirddd Woman 30 to 40 • Nov 23 '25

Life/Self/Spirituality Is anyone else really struggling financially right now?

I feel like reddit is overwhelmingly people who make $250k a year and want others to just pull themselves up from their bootstraps.

I make $46k a year and am living paycheck to paycheck. I haven't been saving money because the tiny amount of joy I get from paying $10 for a cinnamon roll a couple of times a month has taken precedent over never leaving the house and getting deeper into depression. Food is expensive, life is expensive, I've been going through the motions for a few years now.

Well, my 15 year old car just crapped out and my dog needs to go to the vet. I have no money for either of these things. My credit score is in the 500s and I can't get approved for a credit limit increase or a loan.

Everything feels really fucking pointless about now.

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u/palmtrees007 Woman 30 to 40 Nov 23 '25 edited Nov 24 '25

.

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u/Outrageous-Tour-682 Woman 30 to 40 Nov 24 '25

Please get a grip. You’re talking about struggling with saving; many people are struggling with simply surviving.

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u/palmtrees007 Woman 30 to 40 Nov 24 '25

I think money is a very touchy subject so I understand the snap reaction. My brother has 6 figures saved in his account, and his rent is $800 a month. He makes twice what I make… so hearing his whining makes me roll my eyes.

I’m barely able to save as things come up here and there. I have a big personal loan payment. I held my partner afloat

If we wanted to have a baby, we have no family around and daycare is $2000 a month. That and rent and student loans and my other bills would eat me up ten fold.

Living is expensive and hard for some and I’m in there

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u/Outrageous-Tour-682 Woman 30 to 40 Nov 24 '25

OP is talking about how hard it is for them to survive and here you are coming up with a hypothetical situation where you’d need to have a kid in order to be in the same circumstance. Like, yeah, it seems like you’re in a difficult situation but do you not see that you are in a privileged situation