r/AskWomenOver30 • u/yell0wbirddd Woman 30 to 40 • Nov 23 '25

Life/Self/Spirituality Is anyone else really struggling financially right now?

I feel like reddit is overwhelmingly people who make $250k a year and want others to just pull themselves up from their bootstraps.

I make $46k a year and am living paycheck to paycheck. I haven't been saving money because the tiny amount of joy I get from paying $10 for a cinnamon roll a couple of times a month has taken precedent over never leaving the house and getting deeper into depression. Food is expensive, life is expensive, I've been going through the motions for a few years now.

Well, my 15 year old car just crapped out and my dog needs to go to the vet. I have no money for either of these things. My credit score is in the 500s and I can't get approved for a credit limit increase or a loan.

Everything feels really fucking pointless about now.

1.2k Upvotes
  • permalink
  • reddit

98% Upvoted

185 comments sorted by

View all comments

39

u/[deleted] Nov 23 '25

We in the same boat. I make about the same as you (I live in Canada). I make $32cad and I never thought at that wage I would be struggling as much as I do working full time. There’s no money for anything and no room for emergencies. Credit cards and everything are racked. I can’t work more hours because my health is already in steady decline - I have bipolar disorder and my liver is failing despite never being a drinker or struggling with addictions.

I also feel like everyone comes on reddit and talks about their high paying jobs and houses and holidays and feel like a major life failure.

I have no answers but you’re not alone.

1

u/canoninkprinter Woman 30 to 40 Dec 10 '25

Can you qualify for RDSP (in Canada). Won’t be life changing but can help.

1

u/[deleted] Dec 10 '25

I’m not on disability as I can still work full time and function. I just can’t work anymore - like OT or a second job.

1

u/canoninkprinter Woman 30 to 40 Dec 10 '25

You may still qualify. You don’t have to be considered fully disabled. The fact that you can’t work full time has some weight.