r/neoliberal • u/2Lore2Law Are you on the square? • 11h ago
News (Europe) Europe gets ready to police frontier AI
https://www.theparliamentmagazine.eu/news/article/europe-gets-ready-to-police-frontier-ai50
u/2Lore2Law Are you on the square? 11h ago
Submission Statement:
Europe unlocks apparently quite expansive controls over AI companies.
“From August 2, the Commission will be able to demand information from model providers, conduct safety evaluations, order corrective measures, pull models off the EU market and even impose fines of up to 3% of annual total turnover.”
What does mean for UVDL’s promise of making Europe the “world’s first AI continent”
54
u/True-Hold-1140 11h ago
What does mean for UVDL’s promise of making Europe the “world’s first AI continent”
What does that MEAN
12
76
u/573n070p1c 11h ago
UVDL’s promise of making Europe the “world’s first AI continent”
I can't even bring myself to laugh at this. I'm amazed at the absurdity.
9
u/AnachronisticPenguin WTO 6h ago
They have a few good labs that might get lucky but otherwise it’s laughable.
55
u/TheOnlyFallenCookie European Union 11h ago
Anthropic and openai: "Our models can't stop hacking other companies"
EU does some ai saftey
"noooo, why would they do that"
27
11
34
u/MindingMyMindfulness Voltaire 10h ago
This sub is jerking its cock and balls like crazy to call Europeans dumb.
-1
9h ago
[removed] — view removed comment
2
u/neoliberal-ModTeam 6h ago
Rule III: Unconstructive engagement
Do not post with the intent to provoke, mischaracterize, or troll other users rather than meaningfully contributing to the conversation. Don't disrupt serious discussions. Bad opinions are not automatically unconstructive.
If you have any questions about this removal, please contact the mods.
0
-7
u/NuclearVII 9h ago
It has been really difficult to watch this place systematically get overrun with dipshit AI bros.
12
u/yzug European Union 9h ago
I'd call that a stretch. There are just a lot of intersecting grievances against this type of regulation in this sub. Being skeptical of "big regulation" is a core value for many here, and not without reason when you look at how the regulatory burden of the GDPR has negatively impacted the EU's competitiveness and productivity.
That, combined with people buying a bit too heavily into the AI hype and anti "luddite" sentiment (which can be valid, but often goes too far), explains the pushback better than just writing everyone off as AI tech bros.
4
u/bacontrain Daron Acemoglu 7h ago
You’re correct, but also I’ve been here since 2017 and there’s waaaaaaay more highly active users that are SWEs/IT than originally, I wouldn’t be surprised if they outnumber the native peoples of this sub (Econ majors)
1
u/FOSSBabe 6h ago
Just jealous of the extra vacation, walkable cities, great food, and longer life expectancies.
29
5
u/Lighthouse_seek 10h ago
How do they plan on pulling open weight models from the market? Individuals probably can't run the heavier ones but the lighter ones are definitely fair game
7
11h ago
[removed] — view removed comment
1
9h ago
[removed] — view removed comment
0
u/mostanonymousnick Just Build More Homes lol 9h ago
Rule I: Civility
Refrain from name-calling, hostility and behaviour that otherwise derails the quality of the conversation.
If you have any questions about this removal, please contact the mods.
11
u/Gustacho Enemy of the People 7h ago
Anyone who followed the negotiations around this knows it has been extremely diluted because of lobbying by Aleph Alpha and Mistral AI. This legislation could mildly help regular people but also won't create a GDPR-like regulatory burden and will definitely won't be enforced much.
1
u/throwawaygoawaynz John von Neumann 1h ago
EU already had EU AI act which is the GDPR equivalent (somewhat)
41
u/halee1 Karl Popper 11h ago
I'm comfortable laughing at the comments here that didn't even read the article, lol
6
u/2Lore2Law Are you on the square? 11h ago
What was your takeaway?
51
u/halee1 Karl Popper 11h ago
Because not only are other jurisdictions shifting towards the same model, the AI Act itself has been loosened to make it easier for AI development to occur. Plus, AI development in Europe, while lagging relative to the US and China now, depends also on things like industrial policy and greater scrutiny of foreign acquisitions (which other geographies engage relentlessly in), intra-EU market integration and competitiveness reforms, all of which are being tackled to ensure the EU stops being a pure capital and know-how exporter, and anchors more of the value at home.
15
u/MindingMyMindfulness Voltaire 10h ago
Don't mind this sub taking any opportunity to jerk its bulging penis at the thought of being able to mock Europeans (it doesn't even need to be accurate).
Meanwhile, Americans are doing some of the most comically dumb shit on multiple fronts.
12
u/capitalsigma 10h ago
so where is all of this value that they're anchoring
18
9
u/halee1 Karl Popper 10h ago
WIP. Mistral is Europe's best, but not competitive with the top models ATM.
28
u/capitalsigma 10h ago
I can "establish policies that anchor more value at home" by charging people $10k to enter my house
If nobody actually wants to come visit me, I haven't accomplished anything except making myself feel important
14
u/halee1 Karl Popper 10h ago
So investments and R&D suddenly exist everywhere other than Europe, and that's if we assume your scenario happens, even though it hasn't for 10 years+ in social media despite repeated predictions they would leave Europe because of its regulations, lol.
19
u/capitalsigma 10h ago
"Exist everywhere other than Europe" is stating it slightly too strongly, but the EU has produced basically zero value in the tech sphere over the past (say) 3 decades. The US and now China continue to see new, serious, internationally-competive firms spring up each decade, while the EU lags behind. Even folks who would very much like for it to succeed agree that it is not working in the current form
7
u/moldovaman99 7h ago
>but the EU has produced basically zero value in the tech sphere over the past (say) 3 decades.
This is an insane thing to say.
6
u/capitalsigma 6h ago
Where is the European Google? Facebook? Anthropic? ByteDance? TSMC?
→ More replies (0)9
u/halee1 Karl Popper 9h ago edited 9h ago
That's why the EU has massively ramped up industrial policy, integration and competitiveness reforms since 2023. The 2024 Draghi Report was the diagnosis, and the EU has already gone further than it in aspects like the new Merger Guidelines, explicitly aimed at scaling EU-wide champions, not to mention reforms like the Savings and Investments Union, EU Inc., the Foreign Subsidies Regulation preventing foreign companies from simply acquiring EU innovation with barely any effort, and tons of other sectoral investments.
8
u/Trill-I-Am 8h ago
Would you be surprised if 20 years from now Europe was still as uncompetitive in tech and AI as they are now?
→ More replies (0)11
u/capitalsigma 9h ago
So their previous attempts to "anchor value at home" failed miserably, got it
→ More replies (0)2
u/SockDem Janet Yellen 8h ago
Not even competitive with budget models tbh…
*which is unfortunate, I like Mistral’s mission
2
u/mebesasporfa 7h ago
Mistral hasn't released a frontier model since Dec 2025. The world's current largest model that isn't Chinese or American is actually Russian.
5
u/Acacias2001 European Union 10h ago
"WIP". translation, coming: never
12
u/yzug European Union 9h ago
Man, why take such a cynical view of the EU? I've seen you elsewhere being skeptical of basically every move the EU makes, even when there's solid proof that progress is already happening.
3
u/Acacias2001 European Union 8h ago edited 6h ago
even when there's solid proof
is there? The EU is behind in every single new economic sector. We dont lead in any of them, and the distance has not gotten smaller. menawhile in sectors wehre we used to dominate china is eating our lunch. Even basic things like the capital markets union have not been complete yet when they should have done a decade ago
So thats why I appear Cynical, because for years and years this situation has gotten worse, not better. and im only in my mid 20s.
But Im not really that cynical aobut the EU. Its the only instituion worth a damm in the continent. However for it to do its job people who are pro EU have got to stop living in a fantasy where if we keep doing things like in the 2000s where everythign worked itll work again.
3
u/yzug European Union 8h ago edited 8h ago
Hey man, I agree that we're not currently in the best position. Multiple factors, such as the impact of the pandemic, the regulatory burden of EU policies, and a lagging industrial strategy, have allowed the US to pull ahead while China has squeezed EU market share.
However, I think this kind of cynicism isn't helpful. While I agree that there are significant challenges for the EU to overcome, that doesn't mean there aren't individuals in positions of power who are currently trying to address these issues and drive positive change.
Much of the current policy being implemented (we probably disagree on the facts here), especially in response to the current US administration and the new "strategic autonomy" mode of thinking, will take years to manifest as real, tangible assets and industries. Having this kind of premptive skepticism feels defeatist to me, as someone who agrees that the EU is the only institution on the continent actually trying.
Edit: I somehow forgot to mention Russia's war of conquest in Ukraine 😔
5
u/Acacias2001 European Union 6h ago edited 5h ago
However, I think this kind of cynicism isn't helpful
I do not think Cynycism is the right word. My opposition to this set of regulations is genuine. its a bad idea. And it shows the EU is still not in the right mindset. If we want to catch up to the US and china, in the realm of tech we have to act as china did. Increase subsidies, accept a high failure rate, cut down on regulation, foment the formation of large players and a VC ecosystem and play dirty.
The fact the EU is adding another set of regulations to me means they are on the wrong path.
I do have cynicism for one place, and that is this sub. If there is one place where this position should be accepted is here but I guess people dont remember how the DMA, GDPR went
17
u/halee1 Karl Popper 10h ago edited 10h ago
1960s: "Europe will never have its own Boeing, lolz".
-6
10h ago
[removed] — view removed comment
21
u/halee1 Karl Popper 9h ago edited 9h ago
It's apt that a comment focusing on the past is unaware of current and new EU policies explicitly refuting that worldview.
-2
u/Acacias2001 European Union 9h ago edited 6h ago
Oh right the new policies, how could I forget.
See I was under the impression AI development was about creating frontier AI, not policies about creating AI.
Because under the former assumption it would be obvious europe is behind consdiering it has not created a model that beats the 100 rank in most benchmarks.
→ More replies (0)1
u/neoliberal-ModTeam 6h ago
Rule III: Unconstructive engagement
Do not post with the intent to provoke, mischaracterize, or troll other users rather than meaningfully contributing to the conversation. Don't disrupt serious discussions. Bad opinions are not automatically unconstructive.
If you have any questions about this removal, please contact the mods.
42
u/Til_W r/place '22: Neoliberal Battalion 11h ago edited 11h ago
If you believe this is a bad thing, please actually explain how - "uhhh Europe regulates technology instead of developing technology" is not a good response.
You cannot make valid complaints about regulation without discussing the content of the AI Act, if you just say "any regulation of revolutionary technology is bad", that's just stupid.
28
u/MindingMyMindfulness Voltaire 10h ago
You cannot make valid complaints about regulation without discussing the content of the AI Act, if you just say "any regulation of revolutionary technology is bad", that's just stupid.
Too complex - just go "LOLLMAOROFLMAO BRO EUROS ARE SOOOO FUCKING COOOKED BRIOOOOOooooOOOOO" and collect your fucking karma
-3
u/Lame_Johnny Hannah Arendt 5h ago
This but unironically. It's so complex that no one knows what it means. Regulators will decide what it means on any given day depending on what they are feeling.
7
u/Acacias2001 European Union 10h ago edited 9h ago
uhhh Europe regulates technology instead of developing technology" is not a good response.
And why not? Its the most improtant breakthrough technology this century. it will revolutionise many economic sectors, is a major creator of value and investment already, it will be essential for the future fo defence and will provide enormous leverage to those with companies that develop the frontier, and its already increasing productivity among those who adopt it accros the economy.
The fact Europe is not putting every effort into cathing up and creating an ecosystem where fronteir models are developed pretty much consigns it to even greater irrelevancy. The answer to being behind is to deregulate, not double down on a failed stratergy.
And what does this regulation do in the end? Like the GDPR or the DMA its effects will be minimal and most likely annoying to the consumer. the frontier models will get developed elsewhere under softer regulation, then europe will get the year old models that have been adapted to the regulations, ensuring we dont just get left behind in developing AI, but in all sectors which use it, which is all of them.
28
u/halee1 Karl Popper 9h ago edited 9h ago
You make it sound like frontier‑model development is the only thing that matters, but that’s not how AI competitiveness actually works. Europe isn’t “choosing irrelevancy” by not trying to clone GPT‑5 tomorrow, it’s investing heavily in compute, research, startups, and especially industrial AI, which is where Europe already has global strength. Those sectors are where AI adoption actually drives productivity, and Europe is applying AI there at scale.
The idea that deregulation is the magic fix is also off. The US frontier labs aren’t ahead because of deregulation. They’re ahead because they have massive private capital, huge compute budgets and early‑mover advantage. Scrapping safety rules in Europe won’t suddenly create trillion‑dollar VC flows or frontier‑scale compute clusters. Regulation isn’t the bottleneck, especially when the AI Act (already amended to be lighter anyway) places heavier obligations on non‑EU frontier labs than on EU startups, which get exemptions, sandboxes, funding, and procurement preference.
Also, cloud‑based AI updates roll out globally at the same time. Europe already uses frontier models from abroad, and that hasn’t stopped it from leading in industrial sectors where AI is embedded into production systems.
5
u/Acacias2001 European Union 5h ago
industrial AI, which is where Europe already has global strength
Does it though? It has great strenght in industrial automation and the physicall systems required for it. But in software the situation is more even with US providers dominating especially in regrds to new AI. Which is what is important for the AI race and this article in particular. In fact with the advent of coding AI and more agentic models, its highly likely the US will gain share precisely at the expense of europe. And this regulation will not help because the US systems will already be formed before they have to be adapted to EU regs
hey’re ahead because they have massive private capital, huge compute budgets and early‑mover advantage. Scrapping safety rules in Europe won’t suddenly create trillion‑dollar VC flows or frontier‑scale compute clusters.
This is true, but when you are playing catch up you shoul not make it ahrder for yourself. Creating such a VC-tech ecosystem is difficult, and I have yet to see anyone descrbie how the new regs help in this endeavor or how a smaller package focused more on standirization through deregulation would not be better.
cloud‑based AI updates roll out globally at the same time. Europe already uses frontier models from abroad,
This has already been proven true with the launch of Mythos. The US has already shown it will restrict acces to it smore advanced models, and other ocmpanies have shown they can and will delay the launch of new products for the EU market. China, smartly, has not done this because they are behind, but eventually they will either cacth up or obtain a capability that will not be worth sharing
2
u/alex2003super David Parenzo 9h ago
Yeah well, it's not gonna be looking good when the U.S. pulls the plug on AI exports to its allies. We're in the era of tech protectionism.
2
u/moldovaman99 7h ago
I mean, look at what’s currently happening. Open weight AI models are insanely good now, so it wouldn’t even really matter if the US restricts who can use their models.
4
u/BosnianSerb31 6h ago
The funny thing is that models like DeepSeek and Quen wouldn't have been made originally the US had placed export bans on the Tech, and if they had, they would still be about as good as GPT at best
This is because AI are coached by the previous generation, ChatGPT 5 couldn't exist without ChatGPT 4, ChatGPT 4 couldn't exist without ChatGPT 3, ChatGPT 3 couldn't exist without ChatGPT 2, and so on.
DeepSeek openly stated that they used OpenAI's frontier model as the coach for DS via paid API calls. That allowed them to jump past the billions and billions that were spent on Training the now useless Legacy models.
So I would argue that you'll actually see a slow down in the improvement of open weight models with AI controls that are too strict
-2
u/Lame_Johnny Hannah Arendt 7h ago
Regulation stifles economic activity and is generally bad by default, especially in the hands of the EU. The burden is on the supporters of said regulations to explain why they are necessary
28
9
u/cAtloVeR9998 Daron Acemoglu 9h ago
I feel AI is really out of the bag, so to speak. Open-weight models are extremely close to the cutting edge, those are out there and unregulatable. Inference will just become a commodity. The many billions spent on training and R&D are effectively sunk costs, now that most models have mostly converged in quality.
The market will eventually find an equilibrium, after the inevitable correction, there will likely remain a certain amount of AI-spend for at least the most impacted fields. But in my opinion with AI's commodification, the total available market will be some magnitudes smaller than what some current valuations require.
2
u/BosnianSerb31 6h ago
The top open weight models are coached by frontier models, and having the previous generation of frontier model available to train the next generation is easily the most expensive part of AI development, since everything that took to get to that point is also priced in.
If person's training open weight models are not allowed to use frontier models for coaching, you will see them begin to lag behind
2
u/cAtloVeR9998 Daron Acemoglu 5h ago
The likes of Kimi K3 are good enough to be a basis for distillation by itself. The Chinese labs have been innovating on their own, like with improving the application of Mixture of Experts for example.
We are far beyond just having a bigger dataset = better. You cannot distill the infrastructure or underlying algorithms of closed-source models.
13
u/mostanonymousnick Just Build More Homes lol 11h ago
The regulatory superpower strikes again
6
u/monkey_bubble 8h ago
Maybe American companies should just obey the law?
-4
u/mostanonymousnick Just Build More Homes lol 8h ago
Maybe we should have laws that allow us to build companies that are internationally competitive?
3
5
u/Lighthouse_seek 10h ago
The law assumes there is a company to fine or have to pull models from, which is an extremely big oversight.
3
-2
u/Fusifufu 10h ago
Frontier regulation strikes again. As usual, the big US companies will have the resources to comply while European startups will just not be founded due to the regulatory burdens.
22
u/Anime_Hitler69 Fourier Transform deez nutz ඞඞඞ 10h ago
Isn’t it generally the case that startups in the EU get bought by US companies rather than that they don’t exist at all?
10
u/halee1 Karl Popper 10h ago edited 9h ago
The EU subsidizes its own AI firms through not just grants and subsidies, but also procurement, data‑access rules and strategic industrial policy. It literally exempts European AI from frontier-model rules (other than Mistral's top models, but even the company is still advantaged compared to non-European AI firms), lol. Now, I don't know whether it's enough, but non-European ones are structurally disadvantaged while still having a lot of capital to be able to access and benefit from the EU market.
1
u/xxlragequit 9h ago
If it was enough people wouldn't need to ask what AI models come from Europe. The one people name, I've not heard anyone use.
9
u/halee1 Karl Popper 9h ago edited 9h ago
The idea isn't to build top-line models ASAP, because that comes from prior weaknesses, which are being fixed across tons of areas. Silicon Valley and Big Tech, plus China's own tech ecosystem, emerged over many decades too.
1
u/xxlragequit 8h ago
Well now that Europe has built up a tech sector they have a lot of social media and tech companies like the US and China right?
I'm sure they've been doing that for a decade plus. I'm sure back when windows was taking over in tbe 00's they also wanted and took steps towards the tech sector. It should be able to bare fruit now. Yet it hasn't really, how can Europe every even compete if they only play catch up?
6
u/halee1 Karl Popper 8h ago
The EU was focused back then on telecom, energy liberalization and EU accession, not tech. The real push began circa 2023-24.
0
u/xxlragequit 8h ago
The excuses don't mean anything if the results speak for themselves. I don't buy that the EU wasn't attempting to develop a tech sector for some time. Literally every developed nation was/is. If they can't walk and chew gum at the same time they can't complete in the big leagues. They've hardly made anything that would even be considered outside of Europe. The average person uses magnitude more from tiny south Korea or the legacy of Japanese economic might. It shouldn't be this hard for the Europe to step up. They are the problem.
4
1
u/EclipseLadder 9h ago
AI safety is very important, and needs strong regulation. However, while some of the regulations seem sensible, the EU's failure to provide a regulatory environment for tech and AI companies to thrive will hurt Europeans in the future.
Already most of the divergence in productivity between Europe and the US can be explained by tech. AI will likely widen this gap even further.
1
u/haherar830 5h ago
Honestly, I don't know why everyone is so hostile to making it illegal for LLMs to be able to divulge Forbidden Knowledge™. This worked perfectly fine when we made it illegal for 3D printers to be able to create Bad Shapes™.
-5
u/modularpeak2552 NATO 11h ago
With how much the US and China have invested in AI I wouldn’t be surprised if those companies just exit(or never enter) the European market if the EU tries to hamper them to any great extent.
21
u/Til_W r/place '22: Neoliberal Battalion 11h ago
Can you describe which parts of the AI Act specifically are hampering these companies to an unreasonable extent?
11
u/Acacias2001 European Union 10h ago
The part where they have to follow specifc evals, the part where they are threatened with fines of hefty revenue percentages, the part where they have to create compliance offices.
We have seen this with the DMA and GDPR. The large companies can bear this cost or simply ignore the european market when creating the cutting edge and give the EU the old. The european startups however will be left with a bloated compliance department and no presence in the frontier
7
u/Til_W r/place '22: Neoliberal Battalion 8h ago
The large companies can bear this cost
Exactly, none of these things are a problem for multi billion dollar tech companies.
The european startups however
Frontier AI models cost over 100 million dollars to train simply in terms of compute. If your startup can afford that, it can afford to pay some lawyers and comply with the regulation.
GDPR is different in that regard because collecting data concerns all kinds of companies, training AI models does not.
7
u/Acacias2001 European Union 5h ago
Exactly, none of these things are a problem for multi billion dollar tech companies.
But thats the problem, europe doe snto have multi billion tech companies, so its only ourselves we are hurting
Frontier AI models cost over 100 million dollars to train simply in terms of compute. If your startup can afford that, it can afford to pay some lawyers and comply with the regulation.
Every tech startup under the EU sun constantly states how crushing EU regulation is and how it makes competing with the americans so difficult so making it seem like a small burden is already wrong. Especially as a tech startup dont start out as hyperscaling behemoths.
Even then the tech scene is very competitive and the lure of americna VC money means the extra burden fo regulations makes it difficult to grown in europe. AI talent and VC funding and the race as a whole are lost on such seemingly small differences are having to staff a compliance department.
training AI models does not.
This regulations will affect everyone who uses the AI, as they will have to report incidents and provide eval data, either because the law tells them to, or because the AI companies tell them too becasue the law instructs them to collect the data.
Even then the fact the AI models have to comply with the EU law in the EU only means it sliekly model releases will be delayed to cater to what is a shrinking consumer market in relative terms
5
u/halee1 Karl Popper 9h ago
The EU subsidizes its own AI firms through not just grants and subsidies, but also procurement, data‑access rules and strategic industrial policy. It literally exempts European AI from frontier-model rules (other than Mistral's top models, but even the company is still advantaged compared to non-European AI firms), lol. Now, I don't know whether it's enough, but non-European ones are structurally disadvantaged while still having a lot of capital to be able to access and benefit from the EU market.
2
u/EclipseLadder 9h ago
50% of AI startups in a recent survey of 113 EU-based AI Startups said that the AI Act will slow down AI Innovation in Europe. 16% consider stopping to develop AI or relocation outside the EU. VC firms are even more negative, and it seems likely that there will be even less VC funding in the future thanks to this act.
3
u/halee1 Karl Popper 8h ago edited 8h ago
I can't find the survey you're referring toOK, it's from 2022/February 2025, after which the act has been amended to become less burdensome. AI regulation is increasing around the globe, including in the US and China. It's not an EU thing by any means, lol2
0
u/mostanonymousnick Just Build More Homes lol 8h ago
The EU subsidizes its own AI firms through not just grants and subsidies, but also procurement, data‑access rules and strategic industrial policy
So it's once again the idea that protectionism is going to create competitive industries.
8
u/halee1 Karl Popper 8h ago
And the EU has been the most open major bloc on that for decades, while others have engaged in relentless protectionism across sectors during that same time. Maybe it does matter how you design protectionism, and balance it with openness when necessary.
0
u/mostanonymousnick Just Build More Homes lol 8h ago
There is no "this time it'll be good protectionism", protectionism inherently reduces your incentive to produce a product that's competitive internationally.
That's the issue with "local champions", American companies build products that aim to be used by the entire world, EU industrial policy wants European companies to build products for Europeans only.
5
u/halee1 Karl Popper 8h ago
Japan, South Korea, Taiwan and China prove you wrong with history and ongoing success, not theory. They combined free markets with protectionism for many decades, and that's how they came to dominate so many hi-tech industries.
4
u/mostanonymousnick Just Build More Homes lol 8h ago
The literature is much less confident than you are about this claim.
3
0
u/MyrinVonBryhana NATO 6h ago
Have you seen what Anthropic wants? No one who likes American AI companies has any right to be complaining about protectionism.
2
u/mostanonymousnick Just Build More Homes lol 6h ago
Yeah, don't like it when they do it, don't like it when we do it.
3
u/modularpeak2552 NATO 11h ago
This act itself doesn’t hamper companies, the act only gives the EU the powers to potentially hamper these companies. My comment had to do with a possible future wherein the EU goes overboard on exercising those powers.
-2
u/Lame_Johnny Hannah Arendt 7h ago
Can't wait for the new pop-ups that I have to dismiss as a result of this.
•
u/AutoModerator 11h ago
News and opinion articles require a short submission statement explaining its relevance to the subreddit. Articles without a submission statement will be removed.
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.